Coverage Plans

Home Protection Plans
Built for Real Life

Browse every coverage option we offer and find the combination that fits your home, your property, and your peace of mind.

Core Coverage

What We Cover

Each plan is built around the areas that matter most to homeowners, with clear language and zero guesswork.

Dwelling Coverage

Protects the physical structure of your home against covered events like fire, storms, hail, and wind damage.

Structural damage protection
Fire and smoke damage
Storm and wind events

Personal Property

Covers the belongings inside your home, from furniture to electronics, clothing, and other valuables you rely on daily.

Furniture and appliances
Electronics and devices
Clothing and valuables

Liability Protection

Keeps you covered if someone is injured on your property or if you are responsible for damage to someone else's belongings.

Bodily injury coverage
Property damage liability
Legal expense support

Other Structures

Extends protection to structures on your property beyond the main home, such as garages, fences, and sheds.

Detached garages
Fences and walls
Outbuildings and sheds

Loss of Use

If your home becomes uninhabitable due to a covered event, this coverage helps pay for temporary housing and living expenses.

Hotel and rental costs
Meal and living expenses
Duration-based support

Medical Payments

Covers medical expenses for guests injured on your property regardless of who is at fault, keeping disputes out of court.

Guest injury coverage
Emergency medical costs
No-fault protection
Optional Add-Ons

Customize Your Coverage

Enhance your plan with optional protection designed for specific risks that standard coverage may not include.

Flood Protection

Add flood damage coverage for areas prone to heavy rain or water-related risks.

Earthquake Coverage

Protect your home against earthquake damage with a dedicated add-on option.

Valuable Items

Extended coverage for jewelry, art, collectibles, or other high-value possessions.

Electronics Rider

Additional protection for expensive electronics and devices beyond standard limits.

Ready to Get Covered?

Find the Right Plan for Your Home Today

Talk to our team or sign up to start exploring coverage options that are right for your home and budget.