Terms and Conditions

These Terms and Conditions ("Terms") constitute a legally binding agreement between you and HomeyFied ("we," "us," or "our") governing your access to and use of our website at homeyfied.com and any services we offer. By visiting our website, creating an account, or submitting any form, you confirm that you have read, understood, and agreed to these Terms.

We reserve the right to modify these Terms at any time. Continued use of our website after any modifications constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.

HomeyFied provides an online platform to help homeowners explore and learn about home insurance coverage options. Our services are intended for personal, non-commercial use only. You agree to use our website and services only for lawful purposes and in a manner that does not infringe upon the rights of others.

You must be at least eighteen years of age and a resident of the United States to use our services. By using our platform, you represent and warrant that you meet these eligibility requirements. We reserve the right to deny access to any user who does not meet these requirements or who violates these Terms.

To access certain features of our platform, you may be required to create an account. You agree to provide accurate, complete, and current information during the registration process and to update such information as needed to keep it accurate.

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account. We are not liable for any loss or damage arising from your failure to protect your account information.

All content on the HomeyFied website, including but not limited to text, graphics, logos, images, icons, and software, is the property of HomeyFied or its content suppliers and is protected by applicable intellectual property laws.

You may not reproduce, distribute, modify, create derivative works from, publicly display, or exploit any content from our website without our prior written permission. Any unauthorized use of our intellectual property may result in legal action. Limited, non-commercial use for personal reference is permitted provided you do not remove any proprietary notices.

The information provided on our website is for general informational purposes only. HomeyFied does not guarantee the accuracy, completeness, or suitability of any information presented. Coverage details, plan availability, and pricing are subject to change and may vary based on individual circumstances.

To the fullest extent permitted by law, HomeyFied shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services. Our total liability in any matter related to these Terms shall not exceed the amount you have paid us, if any, in the preceding twelve months.

You agree not to engage in any of the following activities while using our website or services: attempting to gain unauthorized access to any portion of our platform or related systems; uploading or transmitting any malicious code, viruses, or harmful content; impersonating another person or entity; collecting or harvesting any personal data from our website without our consent; using automated means to access our website in ways that exceed normal human usage patterns; or engaging in any conduct that disrupts the normal operation of our services.

Violation of these prohibitions may result in immediate termination of your access and may be reported to relevant authorities.

Any dispute, claim, or controversy arising out of or relating to these Terms or your use of our website shall be resolved through binding individual arbitration, rather than in court. By agreeing to these Terms, you waive any right to participate in a class action lawsuit or class-wide arbitration.

The arbitration shall be conducted in Miami, Florida, in accordance with applicable arbitration rules. Nothing in this section shall prevent either party from seeking injunctive or other equitable relief in a court of competent jurisdiction where necessary to prevent irreparable harm.

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles. Any legal proceedings not subject to arbitration shall be brought exclusively in the state or federal courts located in Miami-Dade County, Florida, and you consent to personal jurisdiction in those courts.

Our website may contain links to third-party websites for your convenience and informational purposes. HomeyFied does not control, endorse, or assume any responsibility for the content, privacy practices, or terms of these external sites. We encourage you to review the terms and privacy policies of any third-party websites you visit.

The inclusion of a link to a third-party website does not imply any affiliation, sponsorship, or recommendation by HomeyFied. We are not responsible for any losses or damages incurred through your use of third-party sites.